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A new country. A new home. Someone on your side. We help international buyers find a mortgage in Portugal, with clear answers and personal guidance from the first conversation to the keys.
Lisboa, PortugalIllustrative estimate of capital and interest only, assuming a constant annual nominal rate. It excludes taxes, insurance and fees. This is not a bank offer or an approval. Actual terms depend on your circumstances and the lender’s assessment.
Room for a new beginning
Buying in another country comes with questions. Your mortgage shouldn’t leave you guessing.
We compare proposals from our partner lenders and help you understand the rate, monthly payment and overall cost.
A place to settle, escape to or invest in. Let’s find the financing that fits the way you want to live.

Finance a home in Portugal while you continue living and working abroad.

Build a mortgage plan around your relocation, income and next chapter.

Plan a second home with a clear picture of the deposit and ongoing costs.

Understand borrowing options and costs before committing to a property.

Keep your mortgage organised, wherever in the world you are.

Explore whether changing your existing mortgage could suit you better.
We work with a panel of partner lenders in Portugal. We help you compare the proposals available for your profile, without having to navigate every conversation alone.
We compare proposals from our partner lenders and help you understand rates, fees and the full cost.
A tied credit intermediary, paid by the lender. Our brokerage service is free for you.
Share your budget, where you live and what you have in mind. We start with a free initial assessment.
We explain what the lenders need and help organise your income, identification and property documents.
We present the proposals received and walk you through rates, conditions and costs, so you can decide.
We support the bank account, valuation and mortgage steps through to completion, with help afterwards too.
Meet Marco Dias, your contact at MAXFINANCE CARE. From understanding income earned abroad to explaining a Portuguese bank proposal, the focus is simple: make your next step clear and keep you supported throughout.
Marco Dias CEO & Mortgage Broker · MAXFINANCE CARE

Clear, fast and transparent. Weekly updates were priceless.
As US non-residents we expected hurdles. They handled everything and secured a great rate.
They compared multiple banks and explained every clause in plain English.
City life in Lisbon, a new rhythm in Porto or a place by the Algarve coast. We support mortgage enquiries for properties across Portugal.

A practical guide to organising your mortgage documents before you apply.
Read the guide
How to prepare a mortgage while you are still living in another country.
Read the guide
Three rate structures, different trade-offs. Here is what to compare.
Read the guideStill wondering about something? We’re one conversation away.
Ask us anythingPortuguese lenders consider applications from non-residents. Your income, existing commitments, deposit, residency and the property all matter. We help you prepare your application, but approval and lending terms are decided by the bank.
No. An initial assessment can help you understand your budget before you start viewing. A final lending decision will also depend on the chosen property, its valuation and the lender’s requirements.
The amount depends on the lender, your circumstances and the lower of the purchase price and bank valuation. You should also budget separately for taxes, legal costs, registration, insurance and bank fees. We help you understand the figures for your case.
Yes. You do not pay us a fee for credit intermediation. We are remunerated by the lender, with the relevant information disclosed in the mortgage documentation. The mortgage and property purchase still have their own costs.
Yes. We work with international buyers, including employees, self-employed applicants and retirees. Lenders may request additional evidence or translations, particularly when income is earned in a different currency.
Much of the preparation and communication can take place remotely. Identity checks, document certification and completion arrangements depend on the lender and the professionals handling the purchase. We help you establish what needs to happen in person.
Tell us a little about your plans. Marco will help you understand the next step, with no obligation and no fee for our service.
