Illustrative estimate of capital and interest only, assuming a constant annual nominal rate. It excludes taxes, insurance and fees. This is not a bank offer or an approval. Actual terms depend on your circumstances and the lender’s assessment.
✳Room for a new beginning
Your plans. Our care.Let’s make it happen.
Less paperwork. More possibility.
Registered credit intermediaryBanco de Portugal · 0004835
International buyersResident or non-resident
Personal supportFrom first call to completion
No brokerage feeWe are paid by the lenders
Make yourself at home.
Less stress. More care.
A little local knowledge. A lot of care.
A big move. A little more peace of mind.
Buying in another country comes with questions. Your mortgage shouldn’t leave you guessing.
We compare proposals from our partner lenders and help you understand the rate, monthly payment and overall cost.
A mortgage that fits your life
Different plans.
The same personal care.
A home to live in, holiday in or invest in. Financing shaped around your plans.
Portuguese lenders consider applications from non-residents. Your income, existing commitments, deposit, residency and the property all matter. We help you prepare your application, but approval and lending terms are decided by the bank.
Do I need to have found a property already?
No. An initial assessment can help you understand your budget before you start viewing. A final lending decision will also depend on the chosen property, its valuation and the lender’s requirements.
How much deposit will I need?
The amount depends on the lender, your circumstances and the lower of the purchase price and bank valuation. You should also budget separately for taxes, legal costs, registration, insurance and bank fees. We help you understand the figures for your case.
Is your service really free?
Yes. You do not pay us a fee for credit intermediation. We are remunerated by the lender, with the relevant information disclosed in the mortgage documentation. The mortgage and property purchase still have their own costs.
Can you help if my income is earned abroad?
Yes. We work with international buyers, including employees, self-employed applicants and retirees. Lenders may request additional evidence or translations, particularly when income is earned in a different currency.
Can I organise the mortgage from another country?
Much of the preparation and communication can take place remotely. Identity checks, document certification and completion arrangements depend on the lender and the professionals handling the purchase. We help you establish what needs to happen in person.
Your next chapter starts here
Let’s talk about
your home in Portugal.
Tell us a little about your plans. Marco will help you understand the next step, with no obligation and no fee for our service.
Lisboa, Portugal
Room for a new beginningLess paperwork. More possibility.
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