mortgagein portugal.BY MAXFINANCE CARE
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Budget for the whole purchase.

The deposit and monthly payment are only part of the picture. Understanding the wider costs helps you plan with confidence.

Before and at completion

Allow for the deposit, property transfer tax where applicable, stamp duty, legal advice, notarial or completion services and registration. The amounts depend on the property and your circumstances. Ask a qualified adviser for current tax calculations.

Costs of the mortgage

Compare bank fees, valuation costs, required insurance, account charges and any associated products. The FINE sets out the proposal and key costs. The APRC is useful when comparing offers, but assumptions and product conditions also deserve attention.

Owning the property

Include property taxes, insurance, condominium fees where relevant and a maintenance reserve in your longer-term budget. If your income is in another currency, exchange-rate movements can change the cost of euro repayments in that currency.

Our service

You do not pay a fee for our credit intermediation service. MAXFINANCE CARE is remunerated by the lender, with the relevant information disclosed in the credit documentation. This does not remove the costs of borrowing or buying a property.

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Let’s talk about your home in Portugal.

Tell us a little about your plans. Marco will help you understand the next step, with no obligation and no fee for our service.

Marco Dias
Marco DiasMortgage Broker · MAXFINANCE CARE
marco.dias@maxfinance.pt+351 925 594 907Call to the Portuguese mobile network.Prefer WhatsApp?

No commitment. No brokerage fee.