Your home in Portugal.
Closer than you think.
A new country. A new home. Someone on your side. We help international buyers find a mortgage in Portugal, with clear answers and personal guidance from the first conversation to the keys.
Lisboa, PortugalWhat could your mortgage look like?
Live estimateIllustrative estimate of capital and interest only, assuming a constant annual nominal rate. It excludes taxes, insurance and fees. This is not a bank offer or an approval. Actual terms depend on your circumstances and the lender’s assessment.
Room for a new beginning
More care.
A big move. A little more peace of mind.
Buying in another country comes with questions. Your mortgage shouldn’t leave you guessing.
We compare proposals from our partner lenders and help you understand the rate, monthly payment and overall cost.
Different plans. The same personal care.
A place to settle, escape to or invest in. Let’s find the financing that fits the way you want to live.
Buying as a non-resident
Finance a home in Portugal while you continue living and working abroad.
Making Portugal home
Build a mortgage plan around your relocation, income and next chapter.
Your place in the sun
Plan a second home with a clear picture of the deposit and ongoing costs.
Property investment
Understand borrowing options and costs before committing to a property.
Buying from abroad
Keep your mortgage organised, wherever in the world you are.
Reviewing your mortgage
Explore whether changing your existing mortgage could suit you better.
More options. A clearer decision.
We work with a panel of partner lenders in Portugal. We help you compare the proposals available for your profile, without having to navigate every conversation alone.
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Options, clearly explained.
We compare proposals from our partner lenders and help you understand rates, fees and the full cost.
Your interests at the centre.
A tied credit intermediary, paid by the lender. Our brokerage service is free for you.
Four steps to your next chapter.
Tell us your plans
Share your budget, where you live and what you have in mind. We start with a free initial assessment.
Get your paperwork ready
We explain what the lenders need and help organise your income, identification and property documents.
Compare your options
We present the proposals received and walk you through rates, conditions and costs, so you can decide.
Take it through to the keys
We support the bank account, valuation and mortgage steps through to completion, with help afterwards too.
Local knowledge. A familiar face.
Meet Marco Dias, your contact at MAXFINANCE CARE. From understanding income earned abroad to explaining a Portuguese bank proposal, the focus is simple: make your next step clear and keep you supported throughout.
- One point of contact from start to finish
- Support with overseas income and documents
- Clear explanations. Regular updates.
Marco Dias CEO & Mortgage Broker · MAXFINANCE CARE
A move that means more.
Clear, fast and transparent. Weekly updates were priceless.
As US non-residents we expected hurdles. They handled everything and secured a great rate.
They compared multiple banks and explained every clause in plain English.
Where does your next chapter begin?
City life in Lisbon, a new rhythm in Porto or a place by the Algarve coast. We support mortgage enquiries for properties across Portugal.
A little reading. A lot more clarity.
The paperwork that makes your next step easier
A practical guide to organising your mortgage documents before you apply.
Read the guideBuying from abroad, one clear step at a time
How to prepare a mortgage while you are still living in another country.
Read the guideFixed, variable or mixed: understand your mortgage rate
Three rate structures, different trade-offs. Here is what to compare.
Read the guideGood questions. Clear answers.
Still wondering about something? We’re one conversation away.
Ask us anythingCan I get a mortgage if I don’t live in Portugal?
Portuguese lenders consider applications from non-residents. Your income, existing commitments, deposit, residency and the property all matter. We help you prepare your application, but approval and lending terms are decided by the bank.
Do I need to have found a property already?
No. An initial assessment can help you understand your budget before you start viewing. A final lending decision will also depend on the chosen property, its valuation and the lender’s requirements.
How much deposit will I need?
The amount depends on the lender, your circumstances and the lower of the purchase price and bank valuation. You should also budget separately for taxes, legal costs, registration, insurance and bank fees. We help you understand the figures for your case.
Is your service really free?
Yes. You do not pay us a fee for credit intermediation. We are remunerated by the lender, with the relevant information disclosed in the mortgage documentation. The mortgage and property purchase still have their own costs.
Can you help if my income is earned abroad?
Yes. We work with international buyers, including employees, self-employed applicants and retirees. Lenders may request additional evidence or translations, particularly when income is earned in a different currency.
Can I organise the mortgage from another country?
Much of the preparation and communication can take place remotely. Identity checks, document certification and completion arrangements depend on the lender and the professionals handling the purchase. We help you establish what needs to happen in person.
Let’s talk about your home in Portugal.
Tell us a little about your plans. Marco will help you understand the next step, with no obligation and no fee for our service.